Buying a Home

Property Finder Marbella offers one of the widest up-to-date property portfolios with thousands of apartments, penthouses, townhouses, villas and fincas for sale along the Costa del Sol.

Use our property finder service to find your perfect Spanish property. Whether it is a bargain apartment, a beautiful townhouse, a bank repossessed property with financing, a luxury frontline beach villa or a rustic finca in the countryside, we have the right property for you.

The Buying Process:
A step by step guide

Personalised Advice

We listen to exactly what you need and provide independent, impartial guidance—no sales pressure.

Dedicated Expert

From day one, your advisor handpicks only the properties that truly match your requirements.

Complete Market Access

We search the entire Costa del Sol market, saving you time and eliminating duplicate viewings.

Seamless Viewings

We handle all appointments, provide transport, and guide you through every step of the buying process.

100% Free Service

Our Personal Property Finder Service comes at no cost to you, with no hidden fees.

The Buying Process is Simple

Expert Guidance & Legal Support

Once you’ve found your ideal Spanish property, we connect you with independent legal and financial advisors to guide you through every step. Buying in Marbella is straightforward, but legal representation is essential.

The process begins with a Reservation Contract, a standard agreement in Spain that secures the property while your lawyer conducts due diligence before proceeding to the next stage. Our goal is to make your purchase smooth and stress-free.

4552
146125

Purchasing costs

When purchasing property in Spain, it’s important to budget for additional costs beyond the purchase price. We recommend setting aside 10% – 13% to cover taxes and fees. For resale properties, the Transfer Tax is 7%, while new homes are subject to 10% VAT (IVA) plus 1.5% stamp duty. Purchases of plots, commercial properties, or garages incur 21% VAT (IVA). Additional costs include Notary Public fees (1% – 1.5%) and legal fees (around 1%). If you need a mortgage, Spanish banks typically charge 1% – 1.5% as an arrangement fee, and we can recommend brokers to help you find the best deal.

Our After Sales Service

During the purchase process we are constantly on hand to assist you with any support and advice required. Following the completion of your property, we remain on hand to offer any help and advice that you may need. Your Property Finder Marbella team will provide you with a choice of tried and tested service providers covering all fields. Our aim is to ensure that you receive the most reliable care available in the area.

1294

Our Additional Services

We have compiled a list of the most requested services.
Should you require assistance in any of these fields, please do not hesitate to contact us.

Movers
& Packers

Furniture
Packages

Property and Health insurance

Interior design

Builders

Contracting water & electricity

Handymen

Painters

Electricians

Gardeners

Property Management

Satellite/Internet services

Car rental

Home
security

Advice on Schools & Banking

Kitchen suppliers

Arrangement of NIE number

Currency exchange

Pool
maintenance

Translators

What is a reservation contract?

Typically, the reservation contract would set out the basic terms and conditions of the purchase. It is agreed and signed by both the buyer and the seller. It is a temporary reservation document only. Such a document would include:

Typically, a 6,000 Euro deposit is required to take the property off the market while the due diligence is carried out. This deposit would normally be held by your lawyer dealing with the transaction on your behalf. Once due diligence has been done this €6,000 will be sent to the vendor´s lawyer. This reservation deposit is fully refundable in the event that your lawyer discovers any legal impediments impeding the proposed property purchase. It is not refundable if you decide to change your mind. Please be aware that for high end luxury properties the deposit is higher than €6,000.

48137

What happens next?

Once the due diligence process is satisfactorily completed your lawyers will then proceed to a private purchase contract.

What is a private purchase contract?

92526

A private purchase contract is a contract between the vendor and the buyer. It typically sets out the terms and conditions of the contract in detail. The contract will be prepared by your lawyer and will contain:

If you’re looking to buy a home, contact us to find the perfect property at the right price.